Agreement to these terms
These Terms of Service govern your use of triballoansapply.com. By using the site, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the site.
Who may use the site
You must be at least 18 years old and a resident of the United States to use the site. Lenders set their own eligibility rules, including the states they serve.
What we do and do not do
Tribal Loans Apply is an independent comparison and information service. We publish reviews and guides about tribal lenders and provide access to an application operated by our partner.
- We are not a lender and do not make loans or credit decisions.
- We are not a loan broker and do not negotiate terms on your behalf.
- We do not guarantee that you will be approved, receive any offer, or receive any particular rate, amount, or term.
- We are not affiliated with any Native American tribe or tribal lending entity.
Information only, not advice
Content on the site is general information to help you compare options. It is not legal, financial, credit, or tax advice, and it does not consider your personal situation. Consider speaking with a qualified professional or a nonprofit credit counselor before borrowing.
Rates and accuracy
We review lender rates, amounts, terms, and state lists regularly, but lenders can change them at any time. Information on the site may not reflect a lender's current offer. Calculator results are estimates. The loan agreement a lender gives you is the only binding statement of your loan's cost and terms, so read it before you sign.
Advertising and compensation
We may receive compensation when you apply through our site and are funded by a lender in our partner network. Compensation can affect which lenders appear on the site and where. It does not change the facts we publish. Details are in our Advertiser Disclosure.
Loan applications and lender agreements
When you use the application form, you are dealing with our partner and the lenders in its network, not with us. Your application, any loan offer, and any loan agreement are governed by their terms and policies. Tribal lenders' agreements are often governed by tribal law and may require disputes to be resolved through tribal arbitration. Read those terms carefully. We are not a party to any loan agreement and are not responsible for a lender's decisions, servicing, or collection practices.
Acceptable use
You agree not to:
- Submit false, misleading, or someone else's information
- Use the site for any unlawful purpose or in violation of these terms
- Interfere with the site's security or operation, or attempt unauthorized access
- Scrape, copy, or republish substantial portions of the site without written permission, except that search engines and AI services may crawl and cite the site under the rules in our robots.txt file
- Impersonate any person or misrepresent your affiliation
Your submissions
If you send us a borrower experience, correction, or other message, you confirm it is truthful and yours to share. You give us a non-exclusive, royalty-free license to use, edit for length and spelling, and publish it on the site with your first name and state. You may ask us to remove a published submission at any time. We do not pay for submissions.
Intellectual property
The site's text, design, graphics, logos, data compilations, and code belong to Tribal Loans Apply or its licensors and are protected by copyright and other laws. You may view and print pages for personal, non-commercial use. Short quotations with a link back to the source page are welcome. Lender names and trademarks belong to their owners and are used only to identify them.
Third-party websites
Links to lenders, regulators, and other websites are provided for convenience. We do not control those sites and are not responsible for their content, terms, or privacy practices.
Disclaimer of warranties
The site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted or error-free.
Limitation of liability
To the fullest extent permitted by law, Tribal Loans Apply and its owners, staff, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of the site, your reliance on its content, or any loan you apply for or receive. Our total liability for any claim relating to the site will not exceed one hundred US dollars. Some states do not allow these limitations, so they may not fully apply to you.
Indemnification
You agree to defend and hold harmless Tribal Loans Apply from claims, losses, and expenses, including reasonable attorney fees, arising from your violation of these terms or misuse of the site.
Governing law and disputes
These terms are governed by the laws of the United States and of the state in which the operator of Tribal Loans Apply is organized, without regard to conflict-of-law rules. Before filing any claim, you agree to contact us at [email protected] and try to resolve the dispute informally for at least 30 days. Nothing in these terms limits rights you have under consumer protection laws that cannot be waived.
Suspension and termination
We may suspend or block access to the site for anyone who violates these terms. Sections that by their nature should continue, including intellectual property, disclaimers, limitation of liability, and indemnification, survive.
Changes to these terms
We may update these terms and will revise the date at the top of this page. Continued use of the site after an update means you accept the revised terms.
General
These terms and the policies they reference are the entire agreement between you and us about the site. If any part is found unenforceable, the rest stays in effect. Our failure to enforce a provision is not a waiver.
Contact us
Questions about these terms: [email protected]
General questions: [email protected]