Greenline Loans review: loans, costs, and what to know
Greenline Loans is an online installment lender operated by Waawaatesi LLC for the Lac du Flambeau Band of Lake Superior Chippewa Indians. It absorbed another tribal brand, Quick Help Loans, and lends small amounts for emergencies to borrowers in states where it operates.
Scored with our published rubric. Scores reflect value to borrowers; every tribal loan scores low on cost.
- Owner
- Waawaatesi LLC, for the Lac du Flambeau Band of Lake Superior Chippewa Indians, Wisconsin
- Product
- Installment
- Status
- Open, but not included in our comparison
Facts checked October 12, 2026 against the lender's published information and independent reviews. We have not received compensation tied to this review's conclusions.
Why Greenline Loans is not in our comparison
We could not confirm current APRs from a reliable source. Greenline does not lend in 20 states plus Puerto Rico, and its former brand Quick Help Loans was part of the 2024 LDF Holdings settlement.
What Greenline offers
Greenline sells one core product: a short-term installment loan repaid in set payments over weeks or a few months. Independent reviews report that first-time borrowers are offered small amounts, around $300, with larger loans for returning customers. Some third-party sites describe Greenline as a line of credit, but Greenline's own materials call it an installment loan.
Where Greenline does not lend
Greenline does not lend in 20 states plus Puerto Rico: Arkansas, Colorado, Connecticut, Georgia, Illinois, Maryland, Massachusetts, Minnesota, Montana, New Hampshire, New Mexico, New York, North Carolina, Pennsylvania, South Carolina, Vermont, Virginia, Washington, West Virginia, and Wisconsin, according to a June 2026 review. Confirm on Greenline's site before applying.
Connection to the LDF settlement
Greenline is part of the same Lac du Flambeau lending group as Lendgreen. Quick Help Loans, now operating through Greenline, was listed among the LDF lenders in the 2024 class action settlement that cancelled about $1.4 billion in loans. See our Lendgreen review for details.
Credit and costs
Greenline says credit is not a barrier but may verify your information and check your credit. Comparable tribal lenders charge roughly 200% to 800% APR. Because we could not confirm Greenline's own current rates from a reliable source, read the APR and total of payments in your offer carefully.
What works
- Small first loans limit how much you can owe
- Member of the Online Lenders Alliance
- Installment structure
What to watch
- Unavailable in 20 states plus Puerto Rico
- Part of the lending group in the 2024 LDF settlement
- We could not confirm current APRs
- May check credit
Alternatives to Greenline Loans
Compare Greenline Loans against the other lenders whose terms we could verify, and check cheaper options first. A federal credit union Payday Alternative Loan is capped at 28% APR; $1,000 over 6 months at that rate costs about $83 in interest.
| Lender | Loan amount | APR | Term | Product | Notes |
|---|---|---|---|---|---|
| Plain Green Loans | $200–$4,500 | About 199%–699% | 6–26 months | Installment | Lends in about 26 states; first-time limits are lower. Settled with Minnesota's Attorney General in September 2026 over rates near 700%. |
| Big Picture Loans | $200–$3,500 | About 250%–789% | 4–18 months | Installment | Published APR figures vary widely by source, loan size, and term. |
| Spotloan | $300–$800 | Up to 490% | Up to 10 months | Installment | Smallest maximum loan on this list. Some sources report a credit check at application. |
| MaxLend | $100–$3,750 | 471%–841% | Up to 9 months | Installment | Highest published APR range on this list. Does not lend to active-duty service members. |
| Uprova | $300–$5,000 | From 34.5% to over 700% | 9–36 months | Installment | Two products: a personal loan near 35% APR for stronger applicants and a tribal installment loan that can exceed 700% APR. |
| Mobiloans | $500–$3,000 limit | 73.7%–405% | Revolving | Line of credit | Charges a cash advance fee per $20 drawn plus a fixed finance charge each billing cycle. |
Figures are lender-published or reported by independent reviewers, checked October 12, 2026. Lenders change terms often, so confirm the APR and total cost in your loan agreement before you sign.
See all alternatives to tribal loans or the full tribal lender comparison.
Frequently asked questions
Greenline is a real tribal lender operated for the Lac du Flambeau Band. It is part of a lending group that settled a major class action in 2024.
Quick Help Loans now offers loans exclusively through Greenline.
Reviews report first-time loans of around $300, with more available to returning borrowers in good standing.
Greenline does not lend in 20 states and Puerto Rico, including New York, Pennsylvania, Illinois, Georgia, and Washington. Check its site for the current list.
See your tribal loan options
One short application, a decision in minutes, and no obligation to accept an offer.